The UMUC Completion Scholarship

Turn Your Associate's Degree into a Bachelor's for $12,000 or Less

UMUC offers Maryland community college graduates the opportunity to earn a bachelor's degree at a significantly reduced cost with the UMUC Completion Scholarship. Award recipients can complete a bachelor's degree program for $12,000 or less, well below the typical tuition cost for in-state students.

If you've graduated with your associate's degree from a Maryland community college, you are automatically eligible for this scholarship!

Guaranteed Admission!

If you graduated with an associate's degree from a Maryland community college, you are guaranteed admission to UMUC and are eligible for the Completion Scholarship. No other university offers a completion scholarship with guaranteed admission. See complete eligibility criteria below.

Note: This scholarship is not available to current UMUC students. To view the more than 50 scholarships available for current students, visit scholarships.

Eligibility Criteria

A candidate for this scholarship must be a new UMUC student who

  • Has completed an associate's degree from one of Maryland's 16 community colleges
  • Is a U.S. citizen or permanent resident non-citizen
  • Is a Maryland resident or active duty military
  • Must be a degree seeking student pursuing a first bachelor's degree
  • Is not receiving 100% tuition assistance or reimbursement

Scholarship Deadline Information

  • Students must apply, register, and submit their final official transcript for the Completion Scholarship by June 1 for the summer semester.
  • Please note that UMUC must receive your final transcript by the aforementioned deadlines. Your transcript must show that you have obtained your associate's degree. There are no exceptions to the deadlines.

Read more about eligibility criteria in Frequently Asked Questions

How to Apply

  1. Complete the UMUC application for admission.
  2. Complete the UMUC Completion Scholarship application.
  3. Have your school(s) send official transcripts directly to UMUC electronically or mail sealed, paper transcripts to:

    University of Maryland University College
    Attn: Transcripts
    3501 University Boulevard East
    Adelphi, MD 20783
  4. Contact a UMUC advisor to register for first term classes.
  5. Complete all steps by June 1 for the summer semester.

How the Scholarship Works

If you graduate from any Maryland community college, you may transfer up to 70 credits from your associate's degree to UMUC. If you are selected to receive the Completion Scholarship, you are guaranteed to pay $12,000 or less to complete your bachelor’s degree.

The Completion Scholarship will provide funding for up to 60 undergraduate credits completed, or the number of credits you need to complete your bachelor's degree, whichever comes first. In addition, the UMUC Completion Scholarship will increase proportionally if UMUC tuition and fee rates increase in the future, to ensure you can earn your degree for $12,000 or less.

In order to be considered for the scholarship, you will need to first complete the UMUC application for admission. After applying for admission, please submit the Completion Scholarship application and turn in your final transcript—showing that you have obtained an associate’s degree by the deadlines listed above for each term.

Under the Completion Scholarship, you may register and complete 6–18 credits each fall and spring term, but you must register and complete at least 6 credits each fall and at least 6 credits each spring semester in order to qualify and be eligible for renewal.

Learn more about how the Completion Scholarship works.

Scholarship Award and Disbursement

If you register for at least 6 credits by the Completion Scholarship priority award deadline on June 1, your scholarship will be posted by the end of the month. If you did not register by the priority award deadline, your scholarship will not be posted and disbursed until the end of the semester, after you complete all of your classes.

If you are selected to receive the UMUC Completion Scholarship, you will be awarded $95 in scholarship funds for every credit you register for and complete at UMUC. Here are some examples:

  • If you register for 9 credits, you will be given $855 in scholarship funds ($95 x 9 credits)
  • If you register for 15 credits, you will be given $1425 in scholarship funds ($95 x 15 credits)

It is your responsibility to pay for the entire balance due upon registration. If you don't make this payment, you will be dropped from your selected classes. Remember, you also have the following options to pay for classes:

  • Take advantage of UMUC's interest-free monthly payment plan.
  • Pay for your classes using financial aid if you applied for FAFSA. View your financial aid package in your MyUMUC student portal.
  • You may pay out of pocket. Estimate your costs by viewing our affordable tuition rates.

You may be eligible for a refund upon scholarship disbursement, if you have paid your entire balance. This only holds true if your payment method allows a refund.

If you add, drop, or withdraw after scholarship registration deadlines listed above, your scholarship may be adjusted at the end of each semester. You may receive additional scholarship funding if you added classes, or you may have a balance because you dropped or withdrew from a class.

If you owe a balance, please be sure to pay for the balance as soon as possible. Not paying your balance will void your ability to register for classes and receive the Completion Scholarship going forward. Any unpaid balance will be sent to collections per UMUC institution policy.

Additional Terms and Requirements

  • Scholarship funds are disbursed during the fall, spring, and summer semesters.
  • Students must maintain a 2.0 GPA each term at UMUC and maintain a grade of "C" or better in all coursework required for their major and minor.
  • Students must be in good financial standing at UMUC.
  • The UMUC Completion Scholarship is only applicable to UMUC tuition and fees and is non-refundable.
  • Under the Completion Scholarship program, you will pay a total of $12,000 or less to complete your bachelor's degree, unless you need more than 60 credits. The UMUC Completion Scholarship can only be applied for up to 60 credits. Anything beyond 60 credits is your responsibility and you will be charged the regular tuition and fees.
  • These processes are subject to change with or without notice. Please review this page for any updates with your Completion Scholarship application or renewal.

Frequently Asked Questions

Before You Apply for the Completion Scholarship

When is the best time to apply for the UMUC Completion Scholarship as a Maryland community college transfer student?

We recommend you apply for the Completion Scholarship program during your final semester at your community college. However, if you have already earned your associate’s degree from a Maryland community college, you can apply for the scholarship at any time. For students who are still enrolled at or recently graduated from a Maryland community college, your admission application fee of $50 will be waived if the last institution you attended institution was a Maryland community college!

Please note that we are unable to process your Completion Scholarship application until you have applied for admission at UMUC. We strongly recommend you apply for admission before submitting your Completion Scholarship application.

Am I eligible if I have dual enrollment or if I am a current UMUC student who transferred from a Maryland community college?

If you have dual enrollment, you are eligible once you complete your associate's degree. Under the dual enrollment exception, you must have started your academic study with the community college first before enrolling at UMUC, and you must have earned a cumulative 2.0 GPA at both institutions in order to be considered.

If you are already a UMUC student, you are not eligible for the scholarship. To view scholarship opportunities for currently enrolled UMUC students, please visit the scholarship page.

Does it matter when I earned my associate’s degree from a Maryland community college?

No, it does not matter when you earned your associate's degree from a Maryland community college.

Am I eligible if I am on a visa?

No. Only U.S citizens and permanent resident non-citizens are eligible for the scholarship.

Am I eligible if I receive tuition assistance through work or if I'm an active duty military servicemember or veteran?

If your employer or military tuition remission or assistance pays 100% of your tuition and fees, you are not eligible for the scholarship. Students who receive partial employer tuition remission or assistance are eligible for the scholarship. However, the scholarship award may be pro-rated based on remaining balance due.

Veteran students using educational benefits are eligible if they are Maryland residents and meet other scholarship eligibility criteria. However, if VA pays 100% of your tuition and fees, you are not eligible for the scholarship.

Employees of UMUC and their dependents, as well as anyone who receives remission of fees from other institutions, are not eligible to apply for UMUC institutional scholarships or to receive UMUC institutional grants.

Is the FAFSA required?

The FAFSA is not required. However, we strongly recommend you complete the FAFSA in order to be eligible for other forms of institutional, federal, and state aid.

Will I have to pay a higher tuition rate at UMUC if tuition rates increase?

No. The UMUC Completion Scholarship will be adjusted accordingly to ensure you will be able to earn the final 60 credits of your bachelor’s degree for $12,000 or less. Your cost may be higher if you need to take additional credits, choose to switch programs during your study, or wish to take extra classes.

After You Apply for the Completion Scholarship

I have submitted my admission and scholarship application, what is my next step and who will assist me going forward?

Congratulations! You are one step closer to obtaining your bachelor's degree at UMUC. Now that you have applied for the Completion Scholarship, you will be contacted by one of our advisors via e-mail. It is very important for you to review all the details in your confirmation e-mail as it will contain your next steps at UMUC.

An assigned advisor will serve as your education partner at UMUC. Your advisor is able to assist you with transfer, transcript evaluation, Completion Scholarship questions, academic advising, and registration needs. Feel free to ask your advisor about any questions you may have or e-mail us at cctransfer@umuc.edu.

When is the deadline for UMUC to receive my community college final transcript?

In order to be considered for the UMUC Completion Scholarship, UMUC needs to receive a copy of your final official transcript from your community college indicating the attainment of your associate's degree. Any official transcript that does not have the associate's degree information listed cannot be used for the purpose of the Completion Scholarship.

Fall Applicants: UMUC must receive your final transcript with associate's degree information listed by September 1. Any transcripts received after September 1 will not be considered.

Spring Applicants: UMUC must receive your final transcript with associate's degree information listed by February 1. Any transcripts received after February 1 will not be considered.

Please note the dates listed above are not the postmark dates.

If you are unable to obtain an official transcript with your degree information listed, please contact your advisor or e-mail cctransfer@umuc.edu before the deadline for each semester.

How can I submit my official transcript to UMUC?

There are several ways you can submit your final transcript with associate's degree information listed to UMUC.

  • Electronically
    We prefer this method if your community college has the capability. When requesting your transcript, be sure to ask your community college if they can send your transcript electronically to UMUC.
  • By Mail
    Please mail your transcript to:

    University of Maryland University College
    Attn: Transcripts
    3501 University Boulevard East
    Adelphi, MD 20783

When will I be notified if I am selected to receive the UMUC Completion Scholarship?

All applicants will receive a notification letter via e-mail regardless if they are awarded or not.

  • Fall applicants will receive an e-mail notification by October 1.
  • Spring applicants will receive an e-mail notification by March 1.

If you have applied and did not receive a notification letter via e-mail by the dates listed above, please contact cctransfer@umuc.edu for assistance.

What else do I need to do after I submit my scholarship application?

  • Make sure to turn in your final official transcript—showing that you obtained your associate's degree—by the deadline.
  • Register for at least 6 credits for the semester, if fall or spring. There is no minimum registration requirement for the summer semester.
  • Meet the Completion Scholarship priority award deadline by registering for at least 6 credits by September 1 for the fall semester, and by February 1 for the spring semester.
  • You may register after the priority award deadline. However, you won't receive any scholarship funds until after the semester.

What should I do to ensure I am not dropped from my classes?

In order to avoid being dropped from a class that you have registered for, please ensure you have made payment arrangements to cover the entire balance due. Payment is expected within 10 days of registration, unless you are within 10 days or less of the beginning of the semester, then the payment is due upon registration. For more information, please read about disenrollment.

If you are using financial aid, please be sure you have enough aid to cover your entire tuition due. If you do not have enough aid to cover the entire balance, you will need to find an alternative way to pay the difference, such as using UMUC's interest-free monthly payment plan.

What if I need to drop a class during the semester?

If you need to drop a class during the semester, it is best to contact your advisor first. If you choose to drop your class during a semester, you may want to consider replacing it with another class to ensure you can complete the semester with at least 6 credits. You should review our Drop and Withdrawal policy before you drop a class because it could have a negative impact on your financial aid. And be sure to visit the Academic Calendar and view the Drop/Withdrawal deadline.

If you drop or withdraw from a class during the semester, your Completion Scholarship will be adjusted at the end of the term and you may owe a balance. If you owe a balance, please be sure to pay it as soon as possible. Not paying your balance will void your ability to register for classes and receive the Completion Scholarship going forward.  Any unpaid balance will be sent to collections per UMUC institution policy.

If you do not complete the semester with at least 6 credits, your Completion Scholarship will be canceled at the end of the semester.

After You Are Awarded the Completion Scholarship

Where can I find and view my scholarship?

You can find your Completion Scholarship information in the financial aid section of your MyUMUC student portal. Your scholarship will be posted in your account by October 1 in the fall and March 1 in the spring, if you registered by the Completion Scholarship priority award deadline. If you did not register by the priority award deadline, you won't receive any scholarship funds until the end of the semester. Please plan and register early.

How does the Completion Scholarship award disbursement work?

All Completion Scholarship applicants and recipients are encouraged to register for classes by September 1 for the fall semester and by February 1 for the spring semester in order to be considered for the Completion Scholarship priority awards. If you register by the deadline listed above, you will be given $95 for each credit you registered for and your scholarship will be posted by the end of the month.

You may be eligible for a refund upon scholarship disbursement if you have paid your entire balance. This only holds true if your payment method allows a refund.

If you do not register for all classes by the aforementioned deadlines, you will not receive any scholarship funds until the semester is over.

If you add, drop, or withdraw after the deadlines listed above, your scholarship may be adjusted at the end of each semester. You may receive additional scholarship funds if you added classes, or you may have a balance because you dropped or withdrew from a class.

If you owe a balance, please be sure to pay for the balance as soon as possible. Not paying your balance will void your ability to register for classes and receive the Completion Scholarship going forward. Any unpaid balance will be sent to collections per UMUC institution policy.

How does the Completion Scholarship's $12,000 or less bachelor's degree program work?

The UMUC Completion Scholarship is designed to ensure a Maryland community college graduate can complete a UMUC bachelor's degree for $12,000 or less. After you are selected to receive the Completion Scholarship, you are guaranteed to pay no more than $12,000 for up to 60 credits, or the number credits required completing your bachelor's degree, whichever comes first.

Please note that you will be billed at the current standard tuition rate and mandatory fees set for Maryland or military students.

This scholarship program will only pay for courses that are required to obtain your bachelor's degree, and it will not pay for any additional coursework not required or related to the major. If you change your program while at UMUC and thus need more than 60 credits in order to complete the degree, you will be responsible for any additional credits exceeding 60.

In addition, the UMUC Completion Scholarship will increase proportionally if UMUC tuition and fee rates increase in the future to ensure you can earn your degree for $12,000 or less.

How can I renew my scholarship?

The scholarship renews automatically if all renewal criteria are met. All scholarship renewals will be posted in your account by March 1 for spring semesters and October 1 for fall semesters.

For the scholarship to renew, the student

  • Must have earned a semester GPA of 2.0 or higher
  • Must not have earned any "F" or "FN" grade in any course work
  • Must not have earned any "D" grade in a class required by the major or minor
  • Must not have repeated any coursework while under the Completion Scholarship program
  • Must have completed at least 6 credits during each spring and fall semester
  • Must have submitted your final transcript with degree information if you were tentatively awarded based on your letter of completion

If you fail to meet one or more of the criteria listed above, your Completion Scholarship will be canceled permanently. If your scholarship is canceled, you will receive a notification via e-mail.

How does the scholarship refund work?

Since you have already paid your tuition and fees in full, once the scholarship disburses in your account, you may be eligible to receive a refund depending on your payment method.

  • If you paid out of pocket by credit card, debit card, or e-check, you will receive a refund back in the original form of payment. Be sure to check your bank statement for refund.
  • If you used financial aid to pay for your classes, a refund will be issued to you via check or direct deposit.
  • If you have a payment plan, please see the next question.

Please keep in mind if your tuition is covered by your employer, military branches, or the VA, you are not eligible for this scholarship program and you will not receive a refund because the Completion Scholarship is not a refundable scholarship.

If you have any questions regarding a refund, please contact the Office of Student Accounts at 800-888-8682 or e-mail studentaccounts@umuc.edu.

How does the scholarship refund work if I have a payment plan in place?

If you have a payment plan set up through Heartland Campus Solutions ECSI and your scholarship disburses, you have two options:

  • After your scholarship disburses, you may modify your existing payment plan by logging into your Heartland Campus Solutions ECSI payment plan account or by contacting Heartland Campus Solutions ECSI at 866-927-1438.
  • If you choose not to make any adjustments to your payment plan, then you will be responsible for your scheduled payments per the original terms and conditions.

Students who become delinquent with their tuition payment plans may be dropped from their courses in the current or future semesters. See additional information regarding non-payment.

If you have any questions regarding your payment plan or refund, please contact the Office of Student Accounts at 800-888-8682 or e-mail studentaccounts@umuc.edu.

Can I receive additional scholarships if I have been awarded the UMUC Completion Scholarship?

It is possible for you to receive additional scholarships at UMUC. You must complete the FAFSA in order to be considered for other forms of institutional, federal, or state aid. Please keep in mind that if you receive multiple scholarships, amounts may be adjusted or canceled in compliance with our institutional funding limit policy.

Will my scholarship be affected if I take classes at another institution while still enrolled at UMUC?

If you wish to take classes at an outside institution, you must first get permission from your advisor. Classes taken outside of UMUC may apply to your degree requirements but cannot be used as part of the minimum credit requirement for the scholarship.

What if I did not have a chance to take any classes during my initial award semester?

If something prevented you from taking classes during the semester which you were first awarded, you will need to notify us in writing via cctransfer@umuc.edu.

  • Spring applicants need to notify us via e-mail by May 1 each semester
  • Fall applicant need to notify us via e-mail by December 1 each semester

If we do not hear from you by the deadlines listed above during each semester, your application will be canceled and your award will be removed.

Can I take a semester off and still receive the scholarship later when I resume my studies?

No, the Completion Scholarship requires a continuous enrollment at UMUC until graduation. Any breaks in enrollment may result in cancellation of your scholarship.

What if I am planning to take EXCL 301?

If you are considering taking EXCL 301, our Prior Learning program, be sure to speak to your advisor first. Since EXCL 301 is a very demanding and writing-intensive course, we recommend taking it during the summer. However, you may choose to take EXCL 301 anytime during the year. If you decide to take it during a spring or fall semester, please note that EXCL 301 will only give you 3 academic credits and you will need to complete at least 3 more to meet the minimum credit requirement. Any credits you earn from the EXCL program other than the EXCL 301 class itself will NOT count toward the credit requirement for the Completion Scholarship. In addition, any credits you earn from the program are excluded from the $12,000 or less degree guarantee due to unique tuition structure of the EXCL program.

For More Information

Call 855-321-UMUC (8682) or e-mail cctransfer@umuc.edu.

Request Info

Apply for the Scholarship

Or call 855-321-UMUC (8682) to speak directly with an advisor.